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How to Apply for a BDO Home Loan

Learn how to apply for a BDO home loan: pre-qualification, document submission, property appraisal, approval, and loan take-out steps.

1) Pre-qualification

Start by estimating your budget and checking your eligibility based on income, existing obligations, and credit profile.

2) Submit requirements

Provide borrower IDs and income documents, plus the property papers needed for evaluation. Incomplete documents are a common cause of delays.

3) Appraisal and credit review

The property is appraised and your application is assessed. The approved amount may be based on a percentage of the appraised value.

4) Approval and loan take-out

After approval, you review the final terms, sign the loan documents, and complete the take-out process to release funds according to the purchase or construction schedule.

How to Apply for a BDO Home Loan

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