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BDO Mortgage Eligibility and Pre-Qualification

Understand BDO mortgage eligibility basics: income capacity, employment stability, age, property type, and factors that may affect approval.

Income capacity

Eligibility is often tied to your ability to pay: lenders compare monthly income to total monthly obligations, including the projected mortgage payment.

Employment and stability

Stable employment history or consistent business income can strengthen your application. Supporting documents should match your declared income.

Property and loan-to-value

Some loans may finance up to a portion of the appraised value. Property location and type can influence appraisal and underwriting.

Pre-qualification checklist

Before applying, review your budget, gather income proofs, and plan for down payment and fees.

Related topics

  • Income capacity
  • Employment and stability
  • Property and loan-to-value
  • Pre-qualification checklist
Understand BDO mortgage eligibility basics: income capacity, employment stability, age, property type, and factors that may affect approval.

BDO Mortgage Eligibility and Pre-Qualification

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