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BDO Mortgage Rates and Fixed-Term Packages

Understand BDO mortgage rates in the Philippines: typical fixed-term packages, how repricing works, and what affects your monthly amortization.

How home loan rates are quoted

Home loan pricing is often presented as a fixed interest rate for a chosen term (for example, 1 year, 3 years, or longer), followed by periodic repricing. The rate you get depends on your borrower profile, the property, the loan-to-value, and the selected fixed term.

What can change your rate

Rates may vary over time due to market conditions, bank funding costs, and policy rate changes. Your final offer can also change with documentation quality, income stability, and the appraisal value of the property.

Monthly payment impact

Even small rate changes can affect monthly amortization. Use a home loan calculator to estimate payments for different terms and down payment scenarios.

Tips before you lock a term

Compare fixed-term lengths, check fees, and confirm whether your package includes promos for accredited developers. Always read the latest offer sheet before signing.

BDO Mortgage Rates and Fixed-Term Packages

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